Question 1

Why take out insurance for your company?

Accepted Answer

When starting your own business, it’s wise to insure yourself and your business against business risks and financial damage. When should you insure and when not? The rule of thumb is to insure risks you cannot financially bear yourself. Think of employee illness, damage to goods from fire or water, and conflicts with partners.

Protect your business easily by taking out business insurance. Don’t forget preventive measures to reduce the risk of fire or professional errors.

Question 2

What insurance do I need as a starting entrepreneur?

Accepted Answer

The insurance you need depends on your industry and activities. Consider which business risks apply to you. Can you bear those risks financially? A mobile phone might be affordable, but damage to equipment or injury to a client can be costly. It’s reassuring to have insurance.

The basis of your insurance package is the company liability insurance, covering accidents or mishaps during work that cause damage or injury.
Do you have an advisory profession? Then professional liability insurance might be interesting.
Company car, van, or other business vehicle? You are required to insure it.

Question 3

What insurance do you need as a BV?

Accepted Answer

The insurance you need depends on your industry, type of business, and how much risk you can and want to bear.

There are various insurance options, such as company liability insurance, professional liability insurance, company car insurance, and company van insurance.

Question 4

How much does business insurance cost?

Accepted Answer

The cost of business insurance varies per policy and depends on business factors like:

Business activities
Revenue
Do you have employees?
Easily calculate your premium and see how much business insurance costs for your company.